James Allen Special Financing

James Allen offers payment options to help you purchase the bridal jewelry of your dreams. Read below then select the option best for you and complete the application form. Offer subject to credit approval. Some restrictions apply. Ask for details.

Deferred Interest if paid in full within 6 Months *

*Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 6 month promotional period. The current APR for purchases is 28.99%. Minimum purchase requirement of $1000.

9.90% APR with 24 Monthly Payments**

**Minimum purchase requirement of $2,000. Offer subject to credit approval.

Typically, you will receive notification within minutes. If approved, you can use the credit line now or in the future. You will also receive a card in the mail. If you have any questions about James Allen financing options, don't hesitate to contact us.

*Deferred Interest if Paid in Full within 6 Months: Minimum purchase amount of $1000 is required to qualify for this promotional offer. No interest will be assessed if you make on-time payments and pay off the balance before the promotional period ends. If you do not pay the balance in full by the expiration date, interest will be assessed from the purchase date at the standard APR, currently 28.99% for new accounts and 24.99% - 28.99% for existing accounts. Making only minimum payments will not pay off the balance in time and larger payments will be necessary. Minimum interest charge is $2. The standard APR also applies to transactions that do not qualify for this offer. Offer may not be combined with other special financing offers. Prior purchases excluded and account must be in good standing. Offer subject to credit approval on a LJC credit card account. See store associate for more information.

**9.90% APR with 24 Monthly Payments: A minimum purchase amount of $2,000 is required. We determine your monthly payment amount by applying the reduced APR to your purchase amount and then dividing that amount by the number of months in the offer. This will pay off the balance if all payments are made on time. Other transactions, including fees and other charges, may affect your overall monthly payment amount. Minimum interest charge is $2. Purchases that do not qualify for this offer may be subject to the standard Purchase APR, currently 28.99% for new accounts and 24.99% - 28.99% for existing accounts. Offer may not be combined with other special financing offers. Prior purchases excluded and account must be in good standing. Offer subject to credit approval on a LJC credit card account. See store associate for more information.

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