James Allen Flexible Financing

James Allen offers payment options to help you purchase the bridal jewelry of your dreams. Simply select the option best for you and complete the application form.

No Interest if Paid in Full in 6 Months*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 6 month promotional period or if your account becomes 60 days past due. The current APR for purchases is variable 28.99%

9.90% APR with 24 Payments**

The payment amount will vary each month. After the promotional period expires, interest will be charged at the APR for purchases on any remaining balance until paid in full. The current APR for purchases is variable 28.99%

If approved, you will receive notification within minutes and immediately receive a line of credit that you can use now or in the future. You will also receive a card in the mail. If you have any questions about James Allen financing options, don't hesitate to contact us.

*No Interest if Paid in Full in 6 Months: A minimum purchase amount of $1000 is required. During the promotional period a minimum monthly payment is required as disclosed on your billing statement. If minimum monthly payments are made you will not pay off the balance in the 6 month promotional period. The deferred interest will start on the date of purchase and end when paid in full or at the expiration of the 6 month period, whichever comes first. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 6 month promotional period or if your account becomes 60 days past due. After the deferred interest period expires, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 28.99-29.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a LJC credit card account. Promotion available to U.S. residents only.

**9.90% APR with 24 Payments: A minimum purchase amount of $2000 is required. The Promotional APR will apply to the purchase for the 24 month promotional period. During the promotional period the minimum monthly payment is calculated by adding the principal payment (which is calculated by dividing the purchase amount by the length of the promotional period) and the interest due for each billing cycle. The payment amount will vary each month. After the promotional period expires, interest will be charged at the APR for purchases on any remaining balance until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 28.99-29.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a LJC credit card. Promotion available to U.S. residents only.

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